Step-Up SIP Calculator
Estimate how increasing your monthly SIP each year could affect your investment growth over the long term.
Calculate your investment
Enter your investment details below.
Potential growth
Enter your investment details and select Calculate to see your projection.
Growth with annual SIP increase
What is a Step-Up SIP?
A Step-Up SIP increases the amount invested periodically, typically once a year. Instead of keeping the monthly contribution fixed, you increase it by a chosen percentage as your investment period progresses.
Tyngka shows how those increasing contributions could affect your total investment and projected future value under an assumed annual return.
How the Step-Up SIP calculator works
Choose your starting SIP
Enter the monthly amount you plan to invest initially.
Set your annual increase
Choose the percentage by which your monthly SIP increases each year.
Understand the projection
See how increasing contributions could affect your investment and projected future value.
See how the numbers come together
Suppose you start with ₹5,000 every month, increase the SIP by 10% each year, and use a 12% annual return assumption for 20 years.
Things to keep in mind
- The calculator increases the monthly SIP once every completed year using the annual increase percentage.
- The calculator uses the annual return assumption entered by the user.
- Actual investment returns can vary over time.
- The calculation is an illustration and is not a guarantee of future returns.
- Taxes, fees, inflation, and other investment costs are not included unless specifically represented by the calculator.